Call us: (716) 503-1113
Quotes | Comparisons | Consultations
You don’t walk into Best Buy and pick a TV without knowing the price, hand over a blank check and say, “charge me whatever it costs.”
Then why do we, as Americans, do that every day when using the healthcare industry?
Hello, I’m Dick Tracy- Your Personal Insurance Broker
I work for my clients 24/7- call me, text me, and email me when you have to use your insurance. I’ll help you to shop for your healthcare.
Does your insurance company or agent tell you to call them even in the middle of the night?
Agent vs. Broker
Representation:
Health insurance agents typically represent a single insurance company and sell only its products, while brokers represent multiple insurance companies and offer clients a more comprehensive range of policy options.
Services:
Agents are typically responsible for providing information about the insurance company’s products and helping clients enroll in a policy. Brokers compare multiple insurance companies and negotiate with insurance companies on behalf of their clients.
Objectivity:
Because agents represent a single insurance company, they likely have a vested interest in promoting that company’s products. On the other hand, brokers are typically more objective and provide independent advice and recommendations to clients.
I’m in your corner.
The healthcare industry is the only business in our country that will provide a service upfront without disclosing the actual cost to the customer. Then we’re forced to pay whatever the provider and the health insurance company decide to bill us.
They agree on the prices (deductibles, coinsurance, co-pays)
NOT the consumer!
Does your insurance company:
I work for my clients, not the insurance company or the medical providers.
I was a former employee of a healthcare provider and saw what people were being charged based on their insurance plan, not what the service actually costs.
I’m an insurance broker with knowledge of the healthcare industry, and I can customize a plan that fits your individual needs and budget. And work with you throughout the year on how to use that plan.
There’s no retainer fee for my services.
I get commission paid by the insurance companies to bring them business, and it doesn’t change your premium cost.
Would you rather pay the insurance company and be left on a lonely island or have a healthcare advisor/ expert/ consultant available 24/7?
You wouldn’t go to court without a lawyer.
There is a better way!